Does insurance cover rehab treatment?

This question keeps every person’s mind before you go into investing time and money in a reputed rehab center. Remember, investing in health is priceless. It is important to have a healthy lifestyle and stay addiction-free. Before entering rehab, many people go ahead looking out for information if they are covered under the health insurance for the rehab treatment. This task becomes necessary at times when you are facing the challenge of giving up addiction.

Tension prevails when we think about our health. We, as a person, want ourselves and our loved ones to be healthy and protected all our life. So go ahead and read this article for a bright healthy future that can keep you protected by providing a shield and coverage of what we term “HEALTH INSURANCE”. A health cover keeps you stress-free and takes care of your life and health if you fall prey to any health issues or disease. To keep you at ease is our main motive and target to provide you protection on forms of diseases and health conditions. With the COVID scenario, more people are giving importance to mental health conditions and addictions. Mental health conditions are at their peak this pandemic creates havoc in your system.

Do you need a safety cover or health insurance when you hit addiction?

Any problems in mental health can divert you to addiction. Addiction is a difficult process to deal with. It is quite complicated. The health of an addict needs special attention. Let’s not forget the turmoil an addict and his family go through when they hit the roads of addiction. Nobody wants ill health and spends their lives as a drunkard. Many people are striving to combat addiction all alone. The support of friends and family is a must for de-addiction. Having a safety cover in the form of health insurance can give you some support to overcome addiction. Addiction is more of a disorder and mental illness that an addict deals with. Health insurance covering your rehab treatment will sigh relief.

Are you struggling to find out whether you are covered with insurance?

Addiction treatment requires consistency. It is a long-term treatment and requires you to take medicines regularly. Here, it is important to note that the dependency on drugs can make it almost impossible to focus on work. Due to low productivity and addiction, many people give up their life and jobs falling into this addiction. Financial crises are bound to happen with addiction and make it more difficult to deal with you and your family. When you are ready to go for a de-addiction program, the last thing you have to do is spending hours on the phone struggling to find out whether you are covered with insurance.

Is an insurance place important for addiction treatment?

Let’s understand the fact that addiction is a never-ending process. It requires a lot of commitment to completely stay away from it. Generally, addicts can just see a rosy picture where they are enjoying effects under the influence of addiction. The future if complications are yet to come. Bu the real truth is you are covered for the following diseases in India :

• Psychiatric illness
• Nervous system disorders
• Tumour, abnormal growth, and cancer
• Lung cancer
• Liver cancer
• Cirrhosis of liver

Reading a list of all these diseases will help you to conclude that these are the major complications of drug, alcohol, and smoking addiction.

Aren’t we covered for all these diseases listed above? Then why wait for complications?

The truthful answer is “yes.” We are covered for these diseases and health complications. Some private health insurance organizations do provide cover for rehab treatment in India. Addiction is a mental illness and is covered as per the rules mentioned by IRDA.

Drug addiction is a serious issue and often the family members leave the addicts by themselves to cope up with it. They are treated as cases that are “incurable.” We need to look into it and provide facilitative and comprehensive care for the drug addicts to give up the addiction.

Drug rehab centers treatment program

Drug rehab medical services are considered expensive. Isn’t that true? But they are the apt solutions for addicts. Drugs themselves are expensive to indulge in and costs more than financial crises. It can cost you a life and put your health, job, and future at risk

Medical treatment for drug addiction includes the following

• Inpatient care
• Outpatient care with a healthcare provider
• Medical detox
• Treatment for Co-occurring mental health conditions
• Treatment for physical complications like lung and liver damage
• Follow up counseling
• Maintenance medicines

How to select the best insurance cover for rehab treatment?

Insurances can be very confusing. Every plan is different and every course of action is different. Speak to your insurance provider. Check with your counselor about the need for the treatment first and the mode of treatment which should be given top priority rather than running behind the insurance health cover for rehab treatment.